United Arab Emirates
UAE's Truly First Meta-app
Chat & Pay is here to revolutionize communications & payments.
The missing digital layer that was needed to enable a unified ecosystem of apps, services, and experiences through the UAE stablecoin.
Built on Digital UAE Stablecoins.
Introducing the next-generation embedded chat payments ecosystem on the blockchain with UAE stablecoin-powered innovation.
Applying Agentic AI to serve people and real-world needs.
Introducing an AI-driven automation layer orchestrating services across the platform.
Linking different countries’ cross-border payments through a unified app-to-app experience.
Making this payments corridor possible by introducing you to local partners. Combining traditional fiat rails with digital currency capabilities: speed, reduced costs, wherever regulatory landscape permits.
Digital Wallet & QR Payments
Virtual Debit Card Payments
Merchant & Corporate services
Online Shopping, Rewards & loyalty ecosystem
Social Media, Lifestyle Travel Services & ride sharing
Empowering local communities with free education
Mobile recharge, bill payments & salary payments
International cross border transfers
Quick links
- The Opus Tower, Building A, Office 804, Business Bay, Dubai, UAE
Chat&Pay World Technology Services Limited is incorporated as a Private Company under the Companies Law, Dubai International Financal Center (DIFC) Law No. 5 of 2018.
© 2026 Chat&Pay World (R) registered trademark - All rights reserved.
